SEBASTIAN FLEITAS
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My fields of interest are industrial organization, health economics, public economics and economic history. 
Publications

Collateral Damage: The Impact of Foreclosures on New Home Mortgage Lending in the 1930s
with Price Fishback, Jonathan Rose and Kenneth Snowden 
accepted, Journal of Economic History

NBER Working Paper 25246

Economic crisis and the demise of a popular contractual form: Building & Loans in the 1930s 
with Price Fishback and Kenneth Snowden  
Journal of Financial Intermediation, 2018, 36, 28-44.
NBER Working Paper 21786
Working papers

Who Benefits when inertia is reduced?: Competition, quality and returns to skill in health care markets
CEPR Discussion Paper 14292
Revise and Resubmit American Economic Journal: Economic Policy

Dynamic Incentives in Retirement Earnings-Replacement Benefits  
with Andres Dean and Mariana Zerpa
IZA Discussion Paper 12982
Revise and Resubmit Review of Economics and Statistics

Reclassification Risk in the Small Group Health Insurance Market 
with Gautam Gowrisankaran and Anthony Lo Sasso
NBER Working Paper 24663 and CEPR Discussion Paper 14394
(submitted)

U.S. Postal Savings Banks and the Collapse of B&Ls During the Great Depression 
with Matthew Jaremski and Steven Sprick Schuster
Center for Growth and Opportunity, Working paper 2020.005 
(submitted)

Dynamic Competition and Price Regulation When Consumers Have Inertia: Evidence from Medicare Part D

The costs of lock-in in health care markets: evidence from hospital choice in Uruguay ​
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Selection, Subsidies, and Welfare in Health Insurance: Employer Sponsored Health Insurance Versus the ACA Marketplaces 
with Caitlyn Fleming, Gautam Gowrisankaran and Anthony Lo Sasso

​Work in progress

Preferred Pharmacy Networks in Medicare Part D
with Gautam Gowrisankaran, Amanda Starc, Ashley Swanson and Robert Town

Adverse Selection and Lock-out with Dynamic Incentives in Medicare Part D 
with Juan Pablo Atal and Eduardo Azevedo

​Narrow Network Health Plans: Gated Versus Ungated Designs 
with Caitlyn Fleming, Gautam Gowrisankaran and Anthony Lo Sasso

Endogenous Coverage in Health Insurance Markets 
with Carlos Noton

Understanding Placed-Based Incentives for Residential Development
with Guillermo Alves
​​
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