SEBASTIAN FLEITAS
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My fields of interest are industrial organization, health economics, public economics and economic history. 
Publications

Collateral Damage: The Impact of Foreclosures on New Home Mortgage Lending in the 1930s
with Price Fishback, Jonathan Rose and Kenneth Snowden 
Journal of Economic History, 2020, 80

NBER Working Paper 25246

Economic crisis and the demise of a popular contractual form: Building & Loans in the 1930s 
with Price Fishback and Kenneth Snowden  
Journal of Financial Intermediation, 2018, 36
NBER Working Paper 21786

Incumbent Regulation and Adverse Selection: You Can Keep Your Health Plan, But at What Cost?
with Gautam Gowrisankaran and Anthony Lo Sasso
Journal of Public Economics, 2022,  205

Dynamic Incentives in Retirement Earnings-Replacement Benefits  
with Andres Dean and Mariana Zerpa
IZA Discussion Paper 12982

Accepted at the Review of Economics and Statistics
Working papers
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Who Benefits when inertia is reduced?: Competition, quality and returns to skill in health care markets
CEPR Discussion Paper 14292
Revise and Resubmit American Economic Journal: Economic Policy

Reclassification Risk in the Small Group Health Insurance Market 
with Gautam Gowrisankaran and Anthony Lo Sasso
NBER Working Paper 24663 and CEPR Discussion Paper 14394
Revise and Resubmit Review of Economics and Statistics

​Supply Side Controls in Health Insurance: Network Breadth, Gatekeeping and Pricing 
with Caitlyn Fleming, Gautam Gowrisankaran and Anthony Lo Sasso
(submitted)
​

Dynamic Competition and Price Regulation When Consumers Have Inertia: Evidence from Medicare Part D

The costs of lock-in in health care markets: evidence from hospital choice in Uruguay ​
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Selection, Subsidies, and Welfare in Health Insurance: Employer Sponsored Health Insurance Versus the ACA Marketplaces 
with Caitlyn Fleming, Gautam Gowrisankaran and Anthony Lo Sasso

U.S. Postal Savings Banks and the Collapse of B&Ls During the Great Depression 
with Matthew Jaremski and Steven Sprick Schuster
Center for Growth and Opportunity, Working paper 2020.005 
​Work in progress

Rising Markups in the US Hospital Market
with Karel Bagnoli and Jan De Loecker

The Power of Exclusion: Pharmacy Networks and Bargaining in Medicare Part D
with Gautam Gowrisankaran, Amanda Starc, Ashley Swanson and Robert Town

Adverse Selection and Lock-out with Dynamic Incentives in Medicare Part D 
with Juan Pablo Atal and Eduardo Azevedo

Quality Based Prices and Multidimensional Quality: Evidence from English Family Doctors 
with Enrico Camarda

Understanding Placed-Based Incentives for Residential Development
with Guillermo Alves

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